FAQ

Questions and Answers

What makes your company different from other credit repair companies?

Our company is different because we work to remove the inaccurate information while providing you with the education and direction you need to rebuild and maintain your credit for long term growth.

When will I start to see the results on my credit report?

It is inappropriate for any credit repair company to promise a particular result within a certain time frame. If credit reports are received promptly, many clients see exhilarating progress within the first 90 days.

Is Credit Repair legal?

Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing items on your credit report. .

Does Paying off my old debt/bills restore my credit ?

When you pay an old debt, the negative credit listing doesn't disappear. And, the most ironic thing is that a paid, current negative listing is not any better than an unpaid negative listing..

How long will the process take?

Most customers stay in the program for six month or more.

Is it better to use a 3-1 credit report?

Yes, this allows you to see the information from all three credit bureaus at one time instead of flipping through different reports and also show your FICO score.

Do you guarantee services or results?

It is important to understand there are NO PARTICULAR GUARANTEES on a certain item on your credit report, only because accounts and results depend on individual clients. We can guarantee however, that your credit reports and scores will improve over time.

Will our personal information be shared with anyone else?

No, your personal information is safe. The only time your information would be shared is if we are working with an affiliate partner who is involved in the dispute process.

Can your service help me get ready to apply for a home loan?

Yes, you are more likely to qualify for a home loan with a higher credit score and I also work hand and hand with you and a realtor to assist in the process.

Will you dispute with creditors and collection agencies?

Yes, we challenge all inaccurate information when necessary.

How do I get started?

Call us at or fill out the contact form on the website and somebody will get back to you within 24 hours.
@2022 Copy Right - THE CREDIT GAL